About Vincent Yim

Basic Term VS Semi-Flexi VS Full-Flexi Home Loans

Malaysia Home Loan Options - Basic Term, Semi Flexi and Full Flexi Loans

When seeking a home loan to finance a property, ascertaining the type of loan you want is one of the first and most important questions you have to ask yourself. In Malaysia, that usually means choosing from one of the three major categories of home loans: Basic Term, Semi-Flexi or Full-Flexi. If you’re relatively inexperienced in home loan … [Read more...]

Are You A Property Flipper or Keeper?

Malaysia Property Investment

Everybody wants to get into the property game – either as a flipper or a keeper. If you not familiar with the terms, a “flipper” is a property investor who buys properties for the sole purpose of turning a quick resale profit, usually within a year. But a “keeper” is a buyer who holds the property for at least a year. The comparison … [Read more...]

Budget 2014 RPGT Increased to 30% to Curb Short Term Speculation

Budget 2014 RPGT (Real Property Gain Tax)

During the tabling of the Budget 2014 on 25th Oct 2013, Prime Minister Datuk Seri Najib Abdul Razak announced on the revision of the real property gain tax (RPGT). For gains on properties disposed within the holding period for the first three years, the RPGT rate is increased to 30% to individual and companies as well. For property … [Read more...]

Budget 2013 – RPGT Raised By 5%

Malaysia Real Property Gain Tax Table 2013

In a bid to curb speculation in the real property market, following the recent Budget 2013, the government proposed the real property gain tax (RPGT) be increased to 15% from the current 10% on all properties sold before two years from the date of purchase and to 10% from 5% for properties sold between the third and fifth year. The new rates are … [Read more...]

8 Mistakes Sellers Make When Choosing a Real Estate Agent

Real Estate Deal Done

Selling a home is a simple enough process. Yet, novice and sometimes even veteran sellers; lose out on money owing to rash emotional decisions or impulsive oversights. To avoid such errors, it’s prudent to hire a real estate agent with enough field knowledge to be able to market and sell your house seamlessly. “I’ll hire the agent with the … [Read more...]

Reason Why You Should Never Set a High Property Sale Price

House Price Indication

The current scenario in the estate market is a very precarious one. There is cut-throat competition amongst the myriad house sellers while the buyers are fewer. Hence, the importance of right affixation of sale price cannot be undermined. However, this is an intriguing issue and a number of prospective property sellers (especially the first-timers) … [Read more...]

Denai Alam e.Boulevard 2 & 3 Storey Shop-Offices (Phase 1) Sold Out!

Denai Alam e.Boulevard Shop Artist Impression

Sime Darby Property Bhd today officially launched its phase 1 e.Boulevard commercial shop-offices project in Denai Alam township. This first phase project comprises of 51 units of 2 and 3 storey shop-offices. The shops have a gross built-up area from 3,302sf to 10,891sf and the launch price from RM 1,072,699,20 to RM 3,247,999,20 for bumiputera … [Read more...]

Will Changing Jobs Affect Our Mortgage Application?

Time To Decide

While changing jobs hardly any of us give due consideration to how changing jobs can affect on buying a home. Although a large majority may remain unaffected by changing jobs in this respect, some will feel the pinch as their home loan applications may not qualify due to changing jobs. Amongst salaried employees, if you do not earn additional … [Read more...]

What Happens When Purchase Price Higher Than Appraised Value?

Home Appraisal

With the fact that the properties prices in Malaysia have gone up for the last few year, I foresee the property price for medium range housing below RM1.0 Million is still performing good this year due to shortage of supply, this sound good sign to home sellers, but for house buyers do not have large cash reserves may face biggest challenge on … [Read more...]

5 Tips on the Best Way to Clean Wood Floors

Wooden Floor Cleaning Machine

Here are top 5 tips on the best way to clean wood floors :- 1. The most convenient as well as efficient cleaning method for hardwood floors includes dust removal using vacuum cleaner and damp mopping. It usually works for your daily maintenance purposes and in cases where you need to remove spillage and stains which are not too stubborn. Make … [Read more...]